Last Updated: December 1, 2025
Effective Date: December 1, 2025
1. AGREEMENT TO TERMS
This Micro Pawn Terms of Service and Master Platform Agreement (collectively, the “Agreement”) constitutes a legally binding contract between you (“User,” “you,” or “your”) and Micro Pawn Technologies Pty Ltd, and its affiliates (“Micro Pawn,” “Platform,” “we,” “us,” or “our”). This Agreement governs your access to and use of the Micro Pawn website located at [https://micropawn.com/], the Micro Pawn mobile application, and all associated services, features, content, and functionality (collectively, the “Services”).
By registering for an account, accessing, browsing, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by this Agreement in its entirety. If you are entering into this Agreement on behalf of a company, partnership, or other legal entity, you represent and warrant that you have the authority to bind such entity to this Agreement. If you do not agree to all the terms and conditions of this Agreement, you are expressly prohibited from using the Services and must discontinue use immediately.
We reserve the right to modify, amend, or change this Agreement at our sole discretion at any time. We will provide notice of material changes by posting the revised Agreement on the Platform, updating the “Last Updated” date, and/or sending an email notification to the address associated with your account. Your continued use of the Services following the posting of changes constitutes your acceptance of such changes.
2. DEFINITIONS AND INTERPRETATION
For the purposes of this Agreement, the following capitalized terms shall have the meanings set forth below:
- “Account” means the unique account created by a User to access the Services.
- “Collateral” means the tangible personal property pledged by a Pawn Customer to a Pawnshop to secure a Pawn Loan, as defined under the Pawnbrokers Act 1986 (Qld) (the “Pawnbrokers Act”).
- “Earnings” means the interest, fees, and other amounts payable to an Investor under a Loan Agreement, as distinct from the repayment of Principal.
- “Escrow Agent” means the qualified third-party financial institution or payment processor approved by Micro Pawn and engaged to hold and disburse funds in accordance with the terms of this Agreement and individual Transaction Documents.
- “Investor” means a User who is qualified and registered on the Platform to commit capital to fund Pawn Loans, either in whole or in part, through the Services.
- “Loan Agreement” means the legally binding contract, incorporating a regulated pawnbroking contract under the Pawnbrokers Act, that governs the terms of a specific Pawn Loan, formed automatically upon Successful Funding between the originating Pawnshop and the funding Investor(s). Micro Pawn is not a party to the Loan Agreement.
- “Pawn Customer” means the individual or entity that obtains a pawn loan from a Pawnshop and pledges Collateral to secure such loan.
- “Pawn Loan” means a discrete, asset-secured loan transaction originated by a Pawnshop in Queensland, the details of which (including but not limited to loan amount, term, fee schedule, and Collateral description) are listed on the Platform.
- “Pawnshop” or “Shop” means a User that holds a valid, current Queensland Pawnbroker Licence under the Pawnbrokers Act and has been vetted, approved, and onboarded by Micro Pawn to list Pawn Loans on the Platform to obtain liquidity.
- “Platform Fee” means the fee charged by Micro Pawn for the use of its Services, as detailed in Section 6 and on the Fee Schedule.
- “Principal” means the original capital amount funded by an Investor for a specific Pawn Loan.
- “Regulatory Requirements” means all applicable Commonwealth laws of Australia and laws of the State of Queensland, including but not limited to the Pawnbrokers Act 1986 (Qld), the National Consumer Credit Protection Act 2009 (Cth), the Corporations Act 2001 (Cth), the Australian Securities and Investments Commission Act 2001 (Cth), the *Anti-Money Laundering and Counter-Terrorism Financing Act 2006* (Cth), the Privacy Act 1988 (Cth), the *Queensland Second-hand Dealers and Pawnbrokers Regulation 2021*, and all associated regulations, rules, ordinances, and industry standards pertaining to pawnbroking, lending, consumer financial services, securities, anti-money laundering, data privacy, and electronic transactions.
- “Services” has the meaning set forth in Section 1.
- “Successful Funding” means the point at which a listed Pawn Loan has received funding commitments from one or more Investors that equal or exceed 100% of the requested loan amount, all conditions precedent are satisfied, and funds are released from escrow to the Pawnshop.
- “Transaction Documents” means, collectively, the Loan Agreement, any collateral security agreement, and all other ancillary documents related to a specific Pawn Loan facilitated through the Platform.
- “User Content” means any data, information, text, images, descriptions, or other materials a User submits, posts, or displays on the Platform.
3. NATURE OF THE SERVICES AND PLATFORM ROLE
Micro Pawn operates a proprietary financial technology platform that connects independent, licensed Pawnshops in Queensland with accredited and/or qualified Investors. The Platform provides a marketplace and suite of technological tools that enable:
- For Pawnshops: The ability to obtain liquidity by listing details of existing, asset-backed Pawn Loans for funding by Investors, thereby converting illiquid inventory into working capital.
- For Investors: The ability to review, conduct due diligence on, and fund fractional or whole interests in asset-backed Pawn Loans, potentially earning a return based on the loan’s performance.
CRITICAL ACKNOWLEDGEMENTS AND DISCLAIMERS OF ROLE:
YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT:
- MICRO PAWN IS NOT A PAWNBROKER OR LENDER. We do not originate Pawn Loans, extend credit to Pawn Customers, take possession of Collateral, set loan terms with Pawn Customers, or engage in the redemption or forfeiture process. All such activities are performed solely by the licensed Pawnshop, which is regulated under the Pawnbrokers Act.
- MICRO PAWN IS NOT AN INVESTMENT ADVISOR OR BROKER-DEALER. We do not provide investment advice, recommend specific Pawn Loans, solicit transactions, act as an agent for any User, or guarantee any investment return. All investment decisions are made solely by the Investor based on their own judgment and due diligence.
- MICRO PAWN IS NOT A CUSTODIAN. We do not hold, insure, or safeguard Collateral. Collateral remains in the sole possession, custody, and control of the originating Pawnshop, subject to the terms of the Loan Agreement, the Pawnbrokers Act, and the Pawnshop’s mandatory bailee’s insurance.
- MICRO PAWN IS A TECHNOLOGY SERVICE PROVIDER. Our role is limited to providing the Platform, administrative tools, payment facilitation, and standardized documentation to enable Transactions between Users. We are not a party to the Loan Agreement or any other Transaction Document between a Pawnshop and Investor(s). Our obligations are defined solely within this Agreement.
4. USER ELIGIBILITY, REGISTRATION, AND ACCOUNT SECURITY
4.1 Eligibility. To use the Services, you must be at least 18 years of age and have the legal capacity to enter into binding contracts. Use of the Services from jurisdictions where such use is illegal or prohibited is strictly forbidden.
4.2 Registration. To access certain features, you must register for an Account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate. You may not register for more than one Account without our express written consent.
4.3 Pawnshop Verification (Queensland Specific). To register as a Pawnshop, you must:
* Hold a valid, current Queensland Pawnbroker Licence issued under the Pawnbrokers Act.
* Provide your unique Queensland Pawnbroker Licence number for verification.
* Submit to a comprehensive business verification, background check, and financial review as required by Micro Pawn.
* Provide proof of adequate insurance coverage, including bailee’s customer insurance covering the full replacement value of all Collateral, commercial general liability, and fidelity bond/employee theft coverage, with limits satisfactory to Micro Pawn and compliant with Queensland law.
* Maintain all Queensland licences and insurance in good standing throughout your use of the Services.
4.4 Investor Qualification (Australia Specific). To register as an Investor, you must:
* Meet any applicable wholesale client or sophisticated investor criteria as defined in sections 761G and 761GA of the Corporations Act 2001 (Cth), or any other eligibility criteria as determined by Micro Pawn in accordance with Australian securities laws.
* Complete an investor suitability questionnaire.
* Acknowledge the high-risk, illiquid nature of the investments offered on the Platform.
4.5 Account Security. You are solely responsible for maintaining the confidentiality of your Account credentials and for all activities that occur under your Account. You agree to notify Micro Pawn immediately of any unauthorised use or security breach. Micro Pawn will not be liable for any loss or damage arising from your failure to protect your Account.
5. USER RESPONSIBILITIES AND COVENANTS
5.1 Pawnshop Representations, Warranties, and Ongoing Covenants.
Each Pawnshop represents, warrants, and covenants that:
* It holds a current Queensland Pawnbroker Licence and is the sole originator and holder of each Pawn Loan it lists.
* All information provided about a Pawn Loan and its Collateral is accurate, complete, and not misleading.
* Each Pawn Loan was originated and is serviced in full compliance with all Regulatory Requirements, specifically including the Pawnbrokers Act regarding loan agreements, maximum fees, ticket issuance, holding periods, and safe storage of Collateral.
* It has clear title to, or a perfected first-priority security interest in, the Collateral, free and clear of all other liens or encumbrances.
* It will maintain secure, insured storage for all Collateral for the minimum statutory period required by the Pawnbrokers Act and will comply with all police reporting obligations under the *Second-hand Dealers and Pawnbrokers Regulation 2021* (Qld).
* It will service each Pawn Loan (including collection, communication with the Pawn Customer, and lawful disposition of defaulted Collateral) with the same standard of care as it services its own portfolio.
* It will promptly remit all Principal and Earnings due to Investors in accordance with the Loan Agreement and provide timely status updates on loan performance.
5.2 Investor Representations, Warranties, and Acknowledgements.
Each Investor represents, warrants, and acknowledges that:
* They are solely responsible for conducting their own independent due diligence on each Pawn Loan, Pawnshop, and Collateral before investing.
* They understand that investments in Pawn Loans are speculative, illiquid, and carry a high risk of total loss of Principal.
* Returns are not guaranteed and depend entirely on the Pawn Customer’s repayment performance and the Pawnshop’s successful recovery and lawful liquidation of Collateral in the event of default, in accordance with the Pawnbrokers Act.
* They are financially able to bear the economic risk of this investment, including the possibility of total loss.
* They are not relying on Micro Pawn for any investment, legal, or tax advice.
5.3 General User Conduct. You agree not to use the Services to:
* Violate any law or Regulatory Requirement.
* Infringe upon the intellectual property or other rights of any third party.
* Post false, fraudulent, or deceptive information.
* Transmit malware or engage in activity that compromises the Platform’s security.
* Interfere with the proper functioning of the Services.
6. TRANSACTION PROCESS, FEES, AND PAYMENT TERMS
6.1 Listing and Funding Process.
* A Pawnshop creates a listing for a specific Pawn Loan, providing required data and disclosures, including those mandated by the Pawnbrokers Act.
* The listing is made available to Investors on the Platform for a specified funding period.
* Investors may commit funds to fund the loan in whole or in part.
* Funds are held in escrow by the Escrow Agent until Successful Funding is achieved.
* Upon Successful Funding, the Platform automatically generates the Transaction Documents (which incorporate the substance of a pawnbroking contract compliant with the Pawnbrokers Act), the Escrow Agent releases the Principal (minus the Platform Fee) to the Pawnshop, and the Loan Agreement becomes effective.
6.2 Fees.
* Platform Fee: Micro Pawn charges the Pawnshop a fee upon Successful Funding. This fee is a percentage of the funded Principal and is disclosed on the Platform’s Fee Schedule, which is incorporated herein by reference.
* Servicing Fee: Micro Pawn may charge a monthly servicing fee, deducted from Earnings before distribution to Investors.
* Investor Fees: Micro Pawn may charge Investors account maintenance or withdrawal fees, as detailed in the Fee Schedule.
* Pawnshop Fees: Pawnshops acknowledge that all fees charged to Pawn Customers (including interest, default fees, and storage fees) are strictly governed by the Pawnbrokers Act and must not exceed the maximum amounts prescribed therein.
* All Platform fees are non-refundable unless otherwise required by law. We reserve the right to modify the Fee Schedule with thirty (30) days’ prior notice.
6.3 Payment Processing. All monetary transactions are processed through our designated Escrow Agent and payment processors. You agree to abide by their terms and conditions. Micro Pawn is not responsible for delays or errors caused by these third parties.
6.4 Tax Reporting. Users are solely responsible for determining their own tax liabilities under Australian law and for filing all required tax forms with the Australian Taxation Office. Micro Pawn may issue required tax documents where necessary, but makes no guarantee regarding the accuracy or sufficiency for your particular situation.
7. INTELLECTUAL PROPERTY RIGHTS
7.1 Platform IP. The Services, including all software, algorithms, user interfaces, designs, trademarks, logos, and all content other than User Content, are the exclusive property of Micro Pawn or its licensors and are protected by intellectual property laws. You are granted a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services solely for their intended purpose.
7.2 User Content License. By posting User Content, you grant Micro Pawn a worldwide, perpetual, royalty-free, sublicensable license to use, host, store, reproduce, modify, and display such content to operate, promote, and improve the Services.
7.3 Restrictions. You may not: (i) reverse engineer, decompile, or disassemble any part of the Platform; (ii) use any automated system to access the Platform; or (iii) remove any proprietary notices.
8. DISCLAIMERS OF WARRANTY
THE SERVICES AND ALL RELATED INFORMATION ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. MICRO PAWN EXPLICITLY DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE.
MICRO PAWN DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY REGARDING THE QUALITY, ACCURACY, TIMELINESS, OR COMPLETENESS OF ANY LISTINGS, DATA, OR USER CONTENT. WE ARE NOT RESPONSIBLE FOR THE ACTS OR OMISSIONS OF ANY USER, THE ESCROW AGENT, OR ANY THIRD-PARTY SERVICE PROVIDER.
9. LIMITATION OF LIABILITY
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL MICRO PAWN, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (I) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (II) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; (III) ANY CONTENT OBTAINED FROM THE SERVICES; (IV) ANY INVESTMENT DECISION MADE OR TRANSACTION ENTERED INTO BASED ON INFORMATION FROM THE PLATFORM; AND (V) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THIS AGREEMENT OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE TOTAL AMOUNT OF PLATFORM FEES YOU HAVE PAID TO MICRO PAWN IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE LIABILITY.
THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.
10. INDEMNIFICATION
You agree to defend, indemnify, and hold harmless Micro Pawn, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of this Agreement, your use of the Services, your User Content, your role as a Pawnshop or Investor, or your violation of any laws or the rights of a third party.
11. TERM AND TERMINATION
11.1 Term. This Agreement commences on the date you accept it and continues until terminated by you or us.
11.2 Termination by You. You may terminate your Account at any time by contacting customer service.
11.3 Termination by Us. We may suspend or terminate your Account and access to the Services immediately, without prior notice or liability, for any reason, including if you breach this Agreement or if your Queensland Pawnbroker Licence or equivalent authorisation is suspended, revoked, or expires.
11.4 Effect of Termination. Upon termination, your right to use the Services ceases immediately. All provisions of this Agreement which by their nature should survive termination (including, without limitation, ownership provisions, warranties and disclaimers, limitations of liability, indemnification, and dispute resolution) shall survive termination.
12. COMPLAINTS AND DISPUTE RESOLUTION (QUEENSLAND)
12.1 Internal Dispute Resolution. We are committed to resolving complaints fairly and promptly. If you have a complaint regarding our Services, please contact us at [contact@micropawn.com]. We will acknowledge your complaint within 5 business days and seek to resolve it within 30 business days, in accordance with our internal dispute resolution (IDR) procedures.
12.2 External Dispute Resolution. If your complaint is not resolved to your satisfaction through our IDR process, you may refer it to the Australian Financial Complaints Authority (AFCA), of which we are a member. AFCA provides a free, independent dispute resolution service.
* AFCA Contact Details: Website: www.afca.org.au; Email: info@afca.org.au; Phone: 1800 931 678.
* Office of Fair Trading (Queensland): For complaints relating specifically to the conduct of a Pawnshop under the Pawnbrokers Act, Pawn Customers and Investors may also contact the Queensland Office of Fair Trading.
12.3 Arbitration and Class Action Waiver.
* Agreement to Arbitrate: For any dispute not resolved through the above complaint processes, you and Micro Pawn agree to finally settle the dispute by binding, individual arbitration. The arbitration will be conducted in Brisbane, Queensland, in accordance with the Commercial Arbitration Act 2013 (Qld).
* Class Action Waiver: YOU AND MICRO PAWN AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Micro Pawn agree otherwise, the arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of a representative or class proceeding.
13. GOVERNING LAW, JURISDICTION AND CONSUMER GUARANTEES
13.1 Governing Law. This Agreement and any dispute related thereto shall be governed by and construed in accordance with the laws of the State of Queensland, Australia, and the Commonwealth of Australia, without regard to its conflict of laws principles.
13.2 Jurisdiction. You irrevocably and unconditionally submit to the non-exclusive jurisdiction of the courts of Queensland and the Federal Court of Australia (Brisbane Registry).
13.3 Consumer Guarantees (Australian Consumer Law). Our Services come with guarantees under the Competition and Consumer Act 2010 (Cth) (including the Australian Consumer Law) that cannot be excluded. This Agreement does not exclude, restrict, or modify any such non-excludable guarantee. Our liability for any breach of a non-excludable consumer guarantee is limited, at our option, to the re-supply of the Services or the payment of the cost of having the Services supplied again.
14. MISCELLANEOUS
14.1 Entire Agreement. This Agreement, together with the Privacy Policy and Fee Schedule, constitutes the sole and entire agreement between you and Micro Pawn regarding the Services and supersedes all prior and contemporaneous understandings.
14.2 Severability. If any provision of this Agreement is held to be invalid or unenforceable under Queensland or Australian law, the remaining provisions will remain in full force and effect.
14.3 No Waiver. Our failure to enforce any right or provision of this Agreement will not be considered a waiver of such right.
14.4 Assignment. You may not assign or transfer this Agreement without our prior written consent. We may assign this Agreement in connection with a merger, acquisition, or sale of assets.
14.5 Force Majeure. We shall not be liable for any failure to perform due to causes beyond our reasonable control.
14.6 Notices. Notices to you may be sent via email or posted on the Platform. Notices to us must be sent in writing to: The Legal Officer, Micro Pawn Technologies Pty Ltd, 128 Collins Street, Nundah, Qld, 4012, with a copy to contact@micropawn.com.
15. PRIVACY AND DATA PROTECTION
15.1 Commitment to Privacy. We handle your personal information in accordance with our Privacy Policy, which is incorporated by reference into this Agreement, and the Privacy Act 1988 (Cth) (including the Australian Privacy Principles).
15.2 Data Collection and Use. You consent to us collecting, using, and disclosing your personal information (including sensitive information and credit information) to verify your identity, assess your eligibility, facilitate transactions, manage our relationship with you, comply with laws (including anti-money laundering and counter-terrorism financing laws), and for related purposes as described in our Privacy Policy.
15.3 Credit Reporting. In connection with your use of the Services, we may obtain credit reporting information about you from a credit reporting body for the purpose of assessing your application or ongoing creditworthiness. You agree to us disclosing your personal information to, and collecting it from, credit reporting bodies, other credit providers, and third-party service providers as outlined in our Privacy Policy and Credit Reporting Policy.
16. ANTI-MONEY LAUNDERING AND COUNTER-TERRORISM FINANCING (AML/CTF)
16.1 Your Obligations. You must comply with all applicable AML/CTF laws, including the *Anti-Money Laundering and Counter-Terrorism Financing Act 2006* (Cth). You agree to provide all information and documentation we reasonably require to verify your identity, the source of funds, and the nature of your activities to meet our obligations under these laws.
16.2 Our Rights. We may, at any time and without liability:
* Suspend, delay, or reject any transaction;
* Freeze or block your Account or funds; or
* Report suspicious matters to regulatory authorities,
if we suspect a breach of AML/CTF laws or are required to do so to comply with our legal obligations.
17. ELECTRONIC COMMUNICATIONS AND RECORDS
17.1 Consent. You consent to receiving all agreements, notices, disclosures, and other communications (collectively, “Communications”) from us electronically via the Platform, email, or SMS.
17.2 Legal Effect. Electronic records of Transactions, Communications, and this Agreement shall be admissible in judicial or administrative proceedings to the same extent and under the same conditions as other business records created and maintained in paper form.
18. THIRD-PARTY SERVICES AND LINKS
The Platform may contain links to third-party websites, services, or resources. You acknowledge and agree that Micro Pawn is not responsible or liable for: (i) the availability or accuracy of such third-party services; or (ii) the content, products, or services available from such third parties. Links do not imply endorsement.
19. FINANCIAL SERVICES DISCLOSURE
19.1 General Advice Warning. Any information provided on the Platform is general in nature and does not constitute personal financial product advice. You should consider obtaining independent legal, financial, and taxation advice before making any investment decision.
19.2 No Guarantee. Past performance is not a reliable indicator of future performance. Investing in Pawn Loans involves significant risk, including the risk of total loss of capital. Micro Pawn does not guarantee the performance of any loan, the repayment of any capital, or any particular rate of return.
20. REPORTING AND AUDIT RIGHTS
20.1 Pawnshop Reporting. Each Pawnshop agrees to maintain accurate and complete records for all listed Pawn Loans and related Collateral for a minimum of seven (7) years, or as otherwise required by the Pawnbrokers Act 1986 (Qld).
20.2 Audit Rights. Micro Pawn, or its nominated auditor, reserves the right, upon reasonable notice, to inspect a Pawnshop’s premises, records (including pawn tickets and police reports), and stored Collateral to verify compliance with this Agreement and Regulatory Requirements. Pawnshops must cooperate fully with any such audit.
21. RELATIONSHIP OF THE PARTIES
Nothing in this Agreement creates a relationship of partnership, joint venture, agency, or employment between you and Micro Pawn. You have no authority to bind Micro Pawn or incur any obligation on its behalf.
22. LANGUAGE
This Agreement is drafted in the English language. If this Agreement is translated into another language, the English language version shall prevail in the event of any conflict or ambiguity.
23. CONTACT INFORMATION
For questions about this Agreement or the Services, please contact us at:
Micro Pawn Technologies Pty Ltd
128 Collins Street, Nundah, Qld, 4012
Email: contact@micropawn.com
